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Travel Insurance with Medical Conditions

Cedar Tree offers specialist medical travel insurance for pre-existing conditions, is independently rated 5 star by Defaqto, and backed by our award winning customer service and claims teams.

Award Winning Travel Insurance

Travel insurance Provider of the Year (Moneyfacts, 2025)

Gold Trusted Service Award (Feefo, 2026)

Defaqto 5* rated (Travel Insurance, 2025)

Trusted Brand

Over 10 million insured

5-star Defaqto Rate Products

Over 9,000 Feefo reviews

Our Benefits

Free TravelMate App

Doctor Please! free access to a UK Teledoctor for minor medical emergencies

Free eSim with 1GB of data

Free BagFinder service to retrieve lost baggage

Free Cedar Tree Plus access giving you discounts on high street retailers, and monthly competitions

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Get a quote Travel Insurance Quote

Key Benefits

Once you've declared your pre-existing medical conditions on your policy, you'll be covered if you need to cancel or cut short your trip due to a change in health leaving you unable to travel. You'll also be covered if you need emergency medical treatment while abroad, including repatriation to land from a cruise ship, and back to the UK where medically necessary.

While travelling, for minor illness, you'll have access to an English Speaking Teledoctor service (both video call and phone call) who can issue you prescriptions remotely in most countries. For more major illness, you'll also have access to our 24/7 medical emergency assistance line.

Cover for most pre-existing medical conditions

Cover while you are awaiting surgery

No cover while you're under investigation or awaiting a diagnosis

If you'd like more information on how you are covered by our Specialist Medical Travel Insurance, please click below:

Learn more about our Medical Cover

We offer an easy online screening to ensure you get the right cover for you

CEDAR TREE

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. Cedar Tree BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Karen Saward - September 28, 2026 - Annual Multi-Trip Travel Insurance

Clear advice and questions answered well

StarStarStarStarStar
Trusted Customer - September 26, 2026 - Single Trip Travel Insurance

Excellent service. No issues, will come back

Straight forward good price StarStarStarStarStar
Ben Spence - September 25, 2026 - Single Trip Travel Insurance

So far so good haven’t had to use the insurance so I can’t review fully on the whole process.

StarStarStarStarStar
Nima Miranda - September 24, 2026 - Single Trip Travel Insurance

Quick and essy

Cedar tree travel insurance StarStarStarStarStar
Carol Gibbons - September 24, 2026 - Single Trip Travel Insurance

So quick and easy to do was done and dusted in about 15 mins

Travel Insurance StarStarStarStarStar
NILs - September 22, 2026 - Single Trip Travel Insurance

Easy to purchase travel insurance documents arrived very quickly. Excellent price.

StarStarStarStarStar
Trusted Customer - September 20, 2026 - Annual Multi-Trip Travel Insurance

Very helpful staff member who was knowledgeable helpful friendly and efficient

StarStarStarStarStar
Tracy Willis - September 20, 2026 - Single Trip Travel Insurance

Quick forms to complete and price quote was really good ,

Great travel insurance. StarStarStarStarStar
Wendy - September 19, 2026 - Single Trip Travel Insurance

It was very easy to set this travel insurance up, and at a reasonable price.

StarStarStarStarStar
Trusted Customer - September 19, 2026 - Single Trip Travel Insurance

Good service 👍

Great service! StarStarStarStarStar
Reece Lake - September 18, 2026 - Annual Multi-Trip Travel Insurance

I was unsure if my annual policy had been renewed but this was quickly and easily cleared up. Great service from Charlie.

StarStarStarStarStar
Sanjay Sonigra - September 17, 2026 - Single Trip Travel Insurance

Value for your money quite compatative

Medical update StarStarStarStarStar
Trusted Customer - September 17, 2026 - Single Trip Travel Insurance

Had to call with a medical update. Dealt with easily and lovely guy on the phone. Easy to speak to and explained everything. Great service

User-friendly process StarStarStarStarStar
Trusted Customer - September 17, 2026 - Annual Multi-Trip Travel Insurance

Very easy and straightforward online renewal process - easy to understand, and no hassle. All necessary documents downloaded in seconds.

Updated a policy StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

All my queries were answered and dealt with to my satisfaction. My policy was updated and the process was completed in 20 minutes.

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

Very easy

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

I have used them on numerous occasions never had any issues

StarStarStarStarStar
Natalie Gormley - September 16, 2026 - Single Trip Travel Insurance

👍

Great service as always StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

After covering all my insurance needs including one claim in the past, I thoroughly recommend this company and have only purchased their insurance for the last 8 years.

Over
10 MILLION
insured

Introducing

TravelMate©

Bringing us with you has never been easier!

We've compressed everything that's unique about Cedar Tree into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store