Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 9,000 Feefo reviews

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.34*

Standard price

£11.47*

Best loyalty price**

Avis logo

£309.68

Europcar logo

£341.88

Sixt logo

£173.04

Enterprise logo

£276.15

What's included

Cedar Tree

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - October 16, 2026 - Annual Multi-Trip Travel Insurance

Excellent service. Polite and professional.

StarStarStarStarStar
Trusted Customer - October 15, 2026 - Single Trip Travel Insurance

Great service

Simple to renew but a little bit sneaky StarStarStarStarStar
Natalie Hayden - October 13, 2026 - Annual Multi-Trip Travel Insurance

Good, easy to renew, although it would have been good if it had reminded me what extras I had bought before confirming... I unnecessarily paid for cruise cover and worldwide cover which I might not need this year. Also it opted me into auto-renewal which I then had to change.

Renewal StarStarStarStarStar
Trusted Customer - October 13, 2026 - Annual Multi-Trip Travel Insurance

Quite easy to navigate, set out clearly

Easy renewal StarStarStarStarStar
Trusted Customer - October 12, 2026 - Annual Multi-Trip Travel Insurance

Very simple & easy to renew.

Amazing travel insurance StarStarStarStarStar
ROHIMA AKTHAR - October 12, 2026 - Single Trip Travel Insurance

I had a great experience with Cedar Tree Travel Insurance. The policy was very affordable and offered a wide range of benefits, making it excellent value for money. I was impressed by the coverage provided and the peace of mind. It’s reassuring to know that you can get good protection at a reasonable price without compromising on important benefits. I would definitely recommend Cedar Tree Travel Insurance to anyone looking for affordable, reliable and comprehensive travel insurance. Overall, I’m very happy with my choice!

StarStarStarStarStar
Trusted Customer - October 11, 2026 - Annual Multi-Trip Travel Insurance

Easy process and good deal including discount

Make a stressful process very simple StarStarStarStarStar
Trusted Customer - October 11, 2026 - Annual Multi-Trip Travel Insurance

We dealt with the lovely Diexter who couldn’t have been more helpful. He went above and beyond to ensure we had the correct cover for our travels. He was always polite and friendly and communicated very effectively. The other agents I spoke to were also informed and professional. I would highly recommend this company.

Easy StarStarStarStarStar
Andrew Atkinson - October 10, 2026 - Single Trip Travel Insurance

Cedar tree, I bought the policy not because of the price (this was more than competitive) it was the level of service against others costs. It definitely wasn’t a low level service, I got everything I needed at less than half the price of others. I cannot say how it all worked out, thankfully I didn’t have to claim. I will be using Cedar Tree again for future trips.

Always reliable travel insurance StarStarStarStarStar
Lisa Mccormick Baxter - October 9, 2026 - Single Trip Travel Insurance

Great value for money and so easy to use the website.

Excellent travel cover at a fair price StarStarStarStarStar
Nigel B. - October 8, 2026 - Single Trip Travel Insurance

Excellent value for my annual jaunt away to Italy. I've used Cedar Tree for my travel insurance for a number of years now, thankfully never needed to claim, but have the security of the cover. Easy to complete the on-line application for my travel cover, being offered three different levels. Then prompt issue of cover documents on their website. Easy and a secure App for my mobile phone as well

StarStarStarStarStar
Trusted Customer - October 6, 2026 - Annual Multi-Trip Travel Insurance

Grace was efficient and clear in her guidance and resolved my issue swiftly and successfully.

StarStarStarStarStar
Trusted Customer - October 6, 2026 - Annual Multi-Trip Travel Insurance

Prompt response.

Great Service StarStarStarStarStar
Trusted Customer - October 6, 2026 - Annual Multi-Trip Travel Insurance

Excellent service, very helpful

Reasonable Price StarStarStarStarStar
Trusted Customer - October 5, 2026 - Annual Multi-Trip Travel Insurance

Easy to fill in . Good value

Happy customer StarStarStarStarStar
Trusted Customer - October 4, 2026 - Single Trip Travel Insurance

Great thank you

Make cover with a serious illness easier StarStarStarStarStar
Trusted Customer - October 4, 2026 - Single Trip Travel Insurance

Have used Cedar Tree consistently for the last 10 years since my partner was diagnosed with Huntingtons Disease. They still offer competitive cover and premiums and make travelling with serious illness a pleasure we can still enjoy

Easy to use StarStarStarStarStar
Trusted Customer - October 2, 2026 - Single Trip Travel Insurance

Easy to go through the quote.

StarStarStarStarStar
Colin Beverley - October 2, 2026 - Single Trip Travel Insurance

Excellent service good advice and helpful policy suited our needs

Excellent StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

Excellent, great customer service

Over
10 MILLION
insured

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