Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

30/04/25 StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Quick and easy.

StarStarStarStarStar
John Hayes - April 30, 2025 - Single Trip Travel Insurance

Excellent easy to navigate website

Good value travel insurance StarStarStarStarStar
Christopher Preddy - April 30, 2025 - Single Trip Travel Insurance

Good value and easy to arrange

Good service from helpful staff StarStarStarStarStar
A Reid - April 29, 2025 - Annual Multi-Trip Travel Insurance

The person I spoke to was helpful and friendly

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

Miriam was very helpful and patient guiding me through the updates I needed to make which made it a very positive experience

Quick, with online follow up StarStarStarStarStar
B B - April 29, 2025 - Annual Multi-Trip Travel Insurance

Professional assistance from Customer Service. Quick. Easy online follow-up.

Very helpful and a good price StarStarStarStarStar
David Waddington - April 29, 2025 - Annual Multi-Trip Travel Insurance

Fast and excellent service from susie

Query answered wuickly StarStarStarStarStar
Trusted Customer - April 28, 2025 - Annual Multi-Trip Travel Insurance

My query was answered very quickly by your colleague. I had tried to find an answer to my query in the policy documents. I wanted to confirm that my husband was able to travel independently on the policy we have which is in my name and this was answered very well.

Good service StarStarStarStarStar
Trusted Customer - April 28, 2025 - Single Trip Travel Insurance

Excellent

StarStarStarStarStar
Phillip Tatton - April 28, 2025 - Single Trip Travel Insurance

Very good

Fast and efficient service StarStarStarStarStar
Trusted Customer - April 28, 2025 - Annual Multi-Trip Travel Insurance

Great service. Mikhala was very knowledgeable and helpful and booking insurance was quick and easy. Thank you.

Wonderful experience StarStarStarStarStar
Susan Ailles - April 28, 2025 - Single Trip Travel Insurance

Suzy was very professional polite and courteous. A wonderful asset to the company. Went through the changes of my policy clearly and efficiently. A wonderful nature and offered empathy and compassion.

Single Trip Travel Insurance StarStarStarStarStar
Trusted Customer - April 28, 2025 - Single Trip Travel Insurance

Easy to use online service . Plenty of options to get the cover to suit your requirements . Great price .

Easy and efficient StarStarStarStarStar
Trusted Customer - April 27, 2025 - Single Trip Travel Insurance

All went smoothly and cover arranged easily.

Thank you Adrian! StarStarStarStarStar
Trusted Customer - April 26, 2025 - Annual Multi-Trip Travel Insurance

I called to discuss various travel insurance options and Adrian was a huge help, he showed lots of patience and spent almost an hour on the phone with me explaining everything and making sure that I get the most suitable annual travel insurance option. Thank you so much Adrian, it's not common to be treated so kindly and patiently!

No paper required! StarStarStarStarStar
Deborah Simpson - April 26, 2025 - Single Trip Travel Insurance

Fast reply to my query. Really useful app which means everything at my fingertips so I don't need to print off lots of paper!

StarStarStarStarStar
Darren Nesbitt - April 26, 2025 - Single Trip Travel Insurance

Very quick and easy to go through 5 minutes and got the insurance I needed 👍

65 StarStarStarStarStar
Trusted Customer - April 25, 2025 - Annual Multi-Trip Travel Insurance

Good service

StarStarStarStarStar
Kenneth Higgins - April 25, 2025 - Annual Multi-Trip Travel Insurance

Having had a medical issue since I took out the policy I needed to make some changes. Nicky in customer services was brilliant, made me feel at ease talking about this complex matter and sorted it out for me. At no extra cost too, bonus

Over
10 MILLION
insured

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