Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated regularly. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Cedar tree StarStarStarStarStar
Trusted Customer - March 20, 2025 - Annual Multi-Trip Travel Insurance

Good service as always

StarStarStarStarStar
Trusted Customer - March 20, 2025 - Single Trip Travel Insurance

Bradley was very efficient and friendly and my query was dealt with quickly

Holiday insurance StarStarStarStarStar
karen chandler - March 20, 2025 - Single Trip Travel Insurance

Good value

A relief to have the travel insurance sorted for a very special family hol StarStarStarStarStar
Trusted Customer - March 20, 2025 - Single Trip Travel Insurance

Excellent service over the phone. Mikhala was very easy to hear and understand and made the task as simple as possible.

Great policy StarStarStarStarStar
Amit Takyar - March 19, 2025 - Single Trip Travel Insurance

Competitive policy

First class service as always :-) StarStarStarStarStar
Jonathan Elliott - March 19, 2025 - Annual Multi-Trip Travel Insurance

Deal with my query 100% efficiently

Quick and easy communication StarStarStarStarStar
Trusted Customer - March 19, 2025 - Single Trip Travel Insurance

Very quick to resolve my question about an incorrect email address

StarStarStarStarStar
Trusted Customer - March 19, 2025 - Single Trip Travel Insurance

So easy to use

Quick and good service StarStarStarStarStar
Trusted Customer - March 19, 2025 - Annual Multi-Trip Travel Insurance

Easy to contact and quickly dealt with my query, thank you

Great service StarStarStarStarStar
Trusted Customer - March 19, 2025 - Single Trip Travel Insurance

The call was answered quickly and Adrian understood exactly what I needed and helped me throughout the call. He was very polite and professional. Overall it was a good experience and gives me comfort in using them again.

StarStarStarStarStar
JENNIFER HEALEY - March 18, 2025 - Annual Multi-Trip Travel Insurance

HONEST AND STRAIGHT TO THE POINT, PROFESSIONAL X IMPRESSED WITH SERVICE SO FAR X

Good price for what we needed StarStarStarStarStar
Ian - March 18, 2025 - Single Trip Travel Insurance

A good price and covered what we needed

StarStarStarStarStar
Trusted Customer - March 18, 2025 - Annual Multi-Trip Travel Insurance

Very easy to follow.

StarStarStarStarStar
Claire Gwyther - March 18, 2025 - Annual Multi-Trip Travel Insurance

Clear advice

Change to Policy StarStarStarStarStar
TONY CUMMINGS - March 18, 2025 - Annual Multi-Trip Travel Insurance

Fast efficient, professional and friendly service.

Fantastic Service StarStarStarStarStar
Trusted Customer - March 18, 2025 - Single Trip Travel Insurance

Fantastic service. Call answered quickly. Friendly and really helpful staff member who dealt with my enquiry efficiently. Will definitely use Cedar Tree in the future

Never been easier.. Highly recommend StarStarStarStarStar
Trusted Customer - March 17, 2025 - Single Trip Travel Insurance

Easy and straight forward.

StarStarStarStarStar
Trusted Customer - March 17, 2025 - Annual Multi-Trip Travel Insurance

Adrian was great to talk to and very helpful. It was very straightforward to get my existing policy transferred over. Thank you!

StarStarStarStarStar
Trusted Customer - March 17, 2025 - Single Trip Travel Insurance

Travel cover for my holiday to Mexico

Quick and easy renewal StarStarStarStarStar
Rebecca Williamson - March 17, 2025 - Annual Multi-Trip Travel Insurance

Quick a thorough phone call to renew my annual family policy. Libby was knowledgeable and very polite. She even wished me happy holidays.

Over
10 MILLION
insured

Introducing

TravelMate©

Bringing us with you has never been easier!

We've compressed everything that's unique about Cedar Tree into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store