Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.56*

Standard price

£11.65*

Best loyalty price**

Avis logo

£228.22

Europcar logo

£233.50

Sixt logo

£391.85

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Good StarStarStarStarStar
Grace Marshall - September 27, 2025 - Single Trip Travel Insurance

No fuss. Clear expecations

Quick renewal facility StarStarStarStarStar
Trusted Customer - September 26, 2025 - Annual Multi-Trip Travel Insurance

Once you are a client of them the renewal service is very quick and efficient. No worries about not having travel insurance!

Great Travel Insurance Company StarStarStarStarStar
Muriel Hoffner - September 26, 2025 - Annual Multi-Trip Travel Insurance

Excellent travel insurance provider, my call with Diexter was very through and he was very helpful working out what changes during the last 12 months were material or not for my travel insurance purchase.

Very good StarStarStarStarStar
Trusted Customer - September 26, 2025 - Single Trip Travel Insurance

Very good service

StarStarStarStarStar
Trusted Customer - September 26, 2025 - Annual Multi-Trip Travel Insurance

Straightforward and very helpful.

Brilliant. StarStarStarStarStar
John Sullivan - September 26, 2025 - Single Trip Travel Insurance

The lady I spoke with was very nice and caring,dealt with my case clearly and quickly.would recommend ceada tree to family and friends.

Good Communication StarStarStarStarStar
Trusted Customer - September 25, 2025 - Single Trip Travel Insurance

Excellent communication. All paperwork received promptly.

Document downliad StarStarStarStarStar
Paul Heaton - September 25, 2025 - Single Trip Travel Insurance

Had a problem with my email. Contacted customer services and thr problem was addressed straight away.. Thanks.

Bradley, CedarTree Travel Insurance. StarStarStarStarStar
Trusted Customer - September 25, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very pleasant, personable and listened to my requirements. He clearly explained everything and wasn't pushy, suggesting I look at other companies and get other quotes. He didn't rush and double checked I had all the information I needed. Thank you Bradley for your help, youre a credit to Cover for you/Cedar Tree travel insurance.

Great service StarStarStarStarStar
Trusted Customer - September 24, 2025 - Single Trip Travel Insurance

Excellent service and a great price as usual. Already booked with them again for travel insurance

Great Customer Service StarStarStarStarStar
Trusted Customer - September 24, 2025 - Annual Multi-Trip Travel Insurance

As always great customer service from Cedar Tree. I have been with them about 8 years now with an annual travel insurance policy. Everything is straight forward and easy to renew with great discounts for loyalty.

StarStarStarStarStar
Alec Coleman - September 23, 2025 - Single Trip Travel Insurance

I have used many times simple website and insured in minutes reasonable Price

StarStarStarStarStar
Michael Jones - September 23, 2025 - Single Trip Travel Insurance

Excellent service not needed to claim but easy to deal with

great friendly and professional service StarStarStarStarStar
Trusted Customer - September 23, 2025 - Single Trip Travel Insurance

Diexter was very helpful in helping me to update my policies which i hold with yourselves. It was an easy process to ensure that all my details are correct and up to date to ensure me and my family are covered.

Super friendly, helpful and efficient StarStarStarStarStar
Steph - September 23, 2025 - Annual Multi-Trip Travel Insurance

Dexter at Cedar Tree Insurance was amazing. He was incredibly helpful, kind, and efficient throughout the entire process. Dexter took the time to carefully go through my medical history with genuine care and consideration, ensuring I fully understood my options and was completely happy with the cover chosen. His professionalism and thoughtful approach made the whole process smooth and reassuring. Dexter is a real asset to Cedar Tree Insurance – highly recommended!

Fast and brilliant response to query StarStarStarStarStar
Andrew CLARK - September 22, 2025 - Annual Multi-Trip Travel Insurance

Had an enquiry about a current policy I have with CedarTree and got through to Dexter within about 10 seconds which is incredible. He was very helpful, knowledagable and I had my query resolved very quickly. Fantastic customer service, if only everywhere was that good!

Cedar Tree family Insurance cover StarStarStarStarStar
Gary Ingram - September 21, 2025 - Single Trip Travel Insurance

We have continued to use Cedar Tree for a number of years. Luckily have only had to make a claim when one of our children was taken ill on holiday and it was swiftly resolved and we were compensated.

So far, so good StarStarStarStarStar
Trusted Customer - September 20, 2025 - Single Trip Travel Insurance

I received my document very quickly. Hopefully I don’t have to use the insurance as that is when I would be able to tell you just how good they are.

Excellent value for money StarStarStarStarStar
Trusted Customer - September 20, 2025 - Single Trip Travel Insurance

Easy to access. Price was really good and it covered what i wanted

Professional and with personal care StarStarStarStarStar
Trusted Customer - September 20, 2025 - Annual Multi-Trip Travel Insurance

Diexter gave us a lot of his time to research the best options for us

Over
10 MILLION
insured

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