Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

East to use fair price StarStarStarStarStar
Trusted Customer - July 12, 2025 - Single Trip Travel Insurance

Very good my daughter and granddaughter have just purchased insurance for our holiday with uou

Fast response StarStarStarStarStar
Trusted Customer - July 12, 2025 - Single Trip Travel Insurance

Fast response

StarStarStarStarStar
Trusted Customer - July 12, 2025 - Single Trip Travel Insurance

Efficient and easy to use

Easy & affordable StarStarStarStarStar
Darren Johnson - July 11, 2025 - Single Trip Travel Insurance

Very easy and simplified.👍

StarStarStarStarStar
Trusted Customer - July 11, 2025 - Annual Multi-Trip Travel Insurance

very polite and to the point

Great service StarStarStarStarStar
Kirsty Hughes - July 11, 2025 - Annual Multi-Trip Travel Insurance

Excellent, friendly and helpful service.

Professional and competent service StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

Prompt and professional, good customer service and timely resolution of query.

StarStarStarStarStar
John Biddlecombe - July 11, 2025 - Single Trip Travel Insurance

Marvellous

Good Price StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

booked online, easy to use and one of the cheapest when compared to others as i have medical conditions that needs covering.

Travel insurance StarStarStarStarStar
Trusted Customer - July 10, 2025 - Single Trip Travel Insurance

Phoned about my travel insurance Spencer went through it all with me getting my policy upto date 10 out of 10 gor service Thankyou so much Spencer

Bradley was excellent StarStarStarStarStar
Eamonn Byrnes - July 10, 2025 - Annual Multi-Trip Travel Insurance

Bradley's handling of the situation was spot on made me feel totally supported and that he was working for my best outcome. Followed up as promised with emails

Annual holiday cover StarStarStarStarStar
Sally Glessing - July 9, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very helpful & friendly as well as being very thorough & patient. Made sure I understood everything & got the cover I needed . Great value for great cover couldn’t be more pleased will hopefully be using cedar tree again next year .

Recommended for travel insurance StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

Excellent so far, no problems and easy to take out insurance. The cover and cost is covering exactly what I need.

Spot on StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

Simple straight forward. Not going away until August, but everything seems okay for now.

StarStarStarStarStar
Trusted Customer - July 8, 2025 - Single Trip Travel Insurance

All great

Verry helpful StarStarStarStarStar
Rocco CONWAY - July 8, 2025 - Single Trip Travel Insurance

Libby went beyond what was expected very helpful ceder tree will be my goto holiday broker from now in thank youLibby

High recommend StarStarStarStarStar
Naomi Wills - July 8, 2025 - Single Trip Travel Insurance

Easy and straight forward site with competitive price would highly recommend

Happy Days StarStarStarStarStar
Trusted Customer - July 7, 2025 - Single Trip Travel Insurance

I was dealt with efficiently and respectfully by your agent . The terms and condition were explained and she was attentive to the information provided.

Great customer service StarStarStarStarStar
Trusted Customer - July 7, 2025 - Annual Multi-Trip Travel Insurance

Great customer service - clear answers and quick response - thank you so much!

Holiday Travel Insurance. StarStarStarStarStar
Trusted Customer - July 5, 2025 - Single Trip Travel Insurance

The communication with all involved was easy and hassle free. Excellent service. Thank you.

Over
10 MILLION
insured

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