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Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for mis-fuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes tyres, windshield and undercarriage
Over 10 million insured
Over 8,000 customer reviews
Unique loyalty scheme
Loyal customers always pay less
Defaqto 5-star rating (expert rated)
Standard price
Best loyalty price**
Cedar Tree
Avis
Europcar
Sixt
Enterprise
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
Max days (per trip)
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
Standard price
Best loyalty price**
8 days
7 days
8 days
8 days
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Unlimited trips for a year covering up to £7,500 of excess across the policy duration.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
Access Cedar Tree PlusSo what makes Cedar Tree Plus special?
Save up to 20% on your travel insurance
100% free for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place
Reviews
Website clear and questions logical & understandable. Got a good price & were different levels to choose from, which was good. Clear communication and online portal seems good too
Great service. Polite, professional and friendly. Query sorted with no fuss. Thankyou.
Service and company are great… The only feedback I can provide is that it would be really useful if your medical declarations could be pulled across from previous quotes/policies with the option to amend where necessary, which would save you having to re enter them, as you are expected to cover everything over the last five years this can lead to a lot of manual re-entry of conditions. Other than that I can’t fault the quote process and I have in the past had to speak to an advisor, it’s always really easy to contact someone over the phone if required. I won’t use anyone else for my travel insurance now…
Cheap and more to insurance travel extra benefits
Excellent service from Charlie. I would recommend both him and Cedar Tree very highly!
Grace was fantastic help and informative, I have had a holiday accommodation booking cancelled ( all sorted now) and was worried I may have to cancel full holiday Grace reassured me Cedar was there to help and provided much needed information re my holiday insurance policy
Excellent. My call was answered straight away. Libby was very helpful, answered my questions and updated my policy for me.
Straight forward to book holiday insurance, only took a few minutes. I received email promptly following payment, with all the necessary doucuments and information.
Good value for money travel insurance. Easy to navigate website. Highly recommend.
Good price, great medical cover, easy to arrange. Telephone staff polite and helpful.
Fast reliable service would be happy to use again in the future
All very easy to set up and I immediately felt assured that i/we are covered for our visit to Belgium. Excellent confirmation of our coverage laid out in a simple easy to read manner .
Polite, cheerful and efficient. The agent sorted out a problem caused by the confused.com website, which refused to include more than one country in the quote. Both countries were quickly included for no extra charge.
Easy to navigate and purchase. Highly recommend.
Christian was very helpful and patient as im hard of hearing. Was able to quote for singular trips and annual insurance worked out better price. Thank you
Excellent service and customer support . Charlie wa very helpful.
Christian was polite and thorough. He was knowledgeable. I'm glad I'm back with Cedartree
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