Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.56*

Standard price

£11.65*

Best loyalty price**

Avis logo

£228.22

Europcar logo

£233.50

Sixt logo

£391.85

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Great service - thanks Michaela and Charlie StarStarStarStarStar
Peter B - November 27, 2025 - Annual Multi-Trip Travel Insurance

I had my travel insurance with Cedar Tree for a number of years. Unfortunately, due to a consultation referral I was unable to automatically renew my cover. Following the consultation, I contacted Cedar Tree to disclose this information. This was handled perfectly by Michaela who wanted to look into my case to be able to provide a quote. She did call me back as promised but unfortunately I missed her call. I called back and spoke to Charlie who promptly handled the next steps for setting up the cover. Very impressed by the service I have received. Would not hesitate to recommend Cedar Tree.

Fantastic StarStarStarStarStar
Trusted Customer - November 27, 2025 - Single Trip Travel Insurance

Easy to find and a good price fast documentation and covers what I need would highly recommend

Policy cancellation StarStarStarStarStar
Sabite Ozan - November 27, 2025 - Annual Multi-Trip Travel Insurance

Excellent

Good price offered StarStarStarStarStar
Trusted Customer - November 26, 2025 - Single Trip Travel Insurance

Very easy to navigate and answer the questions . Only wanted single trip cover & Cedar Tree provided a fair price for the cover I wanted m

Travel Insurance StarStarStarStarStar
Trusted Customer - November 26, 2025 - Single Trip Travel Insurance

So easy to arrange travel insurance on line, even with existing medical conditions. Excellent

StarStarStarStarStar
Trusted Customer - November 26, 2025 - Single Trip Travel Insurance

No nonsense very easy experience

Outstanding Customer Service, and product too! StarStarStarStarStar
Elizabeth Rowlin - November 25, 2025 - Annual Multi-Trip Travel Insurance

Purchased online via a comparison site as the annual travel policy met and exceeded all my requirements. A week after purchasing I noticed ed, when downloading my documents to print, that I had misspelt my surname. Called up Customer service who answered immediately and sorted out my error in an extremely efficient and friendly way. I was highly impressed with the service I received from Nicky. Thank you for rectifying my mistake and making it no trouble at all. Nicky also advised me of access to free Doctor consultation advice whilst on my travels incase I wasn't aware. What a lovely helpful customer service advisor Nicky is. A credit to Cedar Tree.

Renewal query resolved StarStarStarStarStar
Trusted Customer - November 25, 2025 - Annual Multi-Trip Travel Insurance

My query around renewal was handled quickly and efficiently. The issue was resolved and I've just renewed. Great service!

Excellent customer service StarStarStarStarStar
Trusted Customer - November 25, 2025 - Single Trip Travel Insurance

Excellent service when I needed to amend my policy, especially from Spencer!

Great customer care from Nicky StarStarStarStarStar
Trusted Customer - November 25, 2025 - Annual Multi-Trip Travel Insurance

Nicky assisted me to amend our existing policy with cedar tree, great experience, I thought it was going to be difficult but Nicky made the whole process very simple, quick and easy.

What you would want when needing customer service support StarStarStarStarStar
PAUL DAVIES - November 25, 2025 - Annual Multi-Trip Travel Insurance

Very efficient response. The customer service assistant (Bradley) provided the answers and policy changes I needed. He also offered additional guidance to support my needs. Thank you.

Great! StarStarStarStarStar
Trusted Customer - November 24, 2025 - Single Trip Travel Insurance

Quick and easy

Great value StarStarStarStarStar
Trusted Customer - November 24, 2025 - Single Trip Travel Insurance

Very good service straight forward in stating all medical problems, very good value for money and will be using them again for our next trip.

Date Changes To Travel Policy StarStarStarStarStar
Trusted Customer - November 24, 2025 - Single Trip Travel Insurance

I needed to make date amendments to a travel policy recently purchased but I wasn’t sure if this could be done. I rang and spoke to Bradley who was very polite and helpful and he was happy to make the relevant changes. Thank you.

Always have helpful, friendly and knowledgeable insurance advice StarStarStarStarStar
Trusted Customer - November 24, 2025 - Annual Multi-Trip Travel Insurance

Had excellent service from Jake who looked at the best possible way financially to cover our insurance requirements.

Fast friendly service StarStarStarStarStar
Trusted Customer - November 21, 2025 - Annual Multi-Trip Travel Insurance

Bradley was fantastic help. I go on holiday the day after my current policy expires. I called to ask if they can help me generate an early quote. Which was done immediately, along with a loyalty discount. I had a few questions on how I could apply Xmas cover for my kids, and not myself.. While this wasn't possible, he gave practical advice on how I can make it work and keep my costs down. So thank you!

StarStarStarStarStar
Trusted Customer - November 21, 2025 - Annual Multi-Trip Travel Insurance

Very helpful in asking about amending medical condition which worked out as not being required

Good company to deal with StarStarStarStarStar
Bobby Gibson - November 21, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very competent and thorough

Review StarStarStarStarStar
Jim Lundy - November 21, 2025 - Single Trip Travel Insurance

Great

Insurance StarStarStarStarStar
Trusted Customer - November 20, 2025 - Single Trip Travel Insurance

Straightforward

Over
10 MILLION
insured

Introducing

TravelMate©

Bringing us with you has never been easier!

We've compressed everything that's unique about Cedar Tree into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store