Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 9,000 Feefo reviews

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.34*

Standard price

£11.47*

Best loyalty price**

Avis logo

£309.68

Europcar logo

£341.88

Sixt logo

£173.04

Enterprise logo

£276.15

What's included

Cedar Tree

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Great travel insurance. StarStarStarStarStar
Wendy - September 19, 2026 - Single Trip Travel Insurance

It was very easy to set this travel insurance up, and at a reasonable price.

StarStarStarStarStar
Trusted Customer - September 19, 2026 - Single Trip Travel Insurance

Good service 👍

Great service! StarStarStarStarStar
Reece Lake - September 18, 2026 - Annual Multi-Trip Travel Insurance

I was unsure if my annual policy had been renewed but this was quickly and easily cleared up. Great service from Charlie.

StarStarStarStarStar
Sanjay Sonigra - September 17, 2026 - Single Trip Travel Insurance

Value for your money quite compatative

Medical update StarStarStarStarStar
Trusted Customer - September 17, 2026 - Single Trip Travel Insurance

Had to call with a medical update. Dealt with easily and lovely guy on the phone. Easy to speak to and explained everything. Great service

User-friendly process StarStarStarStarStar
Trusted Customer - September 17, 2026 - Annual Multi-Trip Travel Insurance

Very easy and straightforward online renewal process - easy to understand, and no hassle. All necessary documents downloaded in seconds.

Updated a policy StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

All my queries were answered and dealt with to my satisfaction. My policy was updated and the process was completed in 20 minutes.

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

Very easy

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

I have used them on numerous occasions never had any issues

StarStarStarStarStar
Natalie Gormley - September 16, 2026 - Single Trip Travel Insurance

👍

Great service as always StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

After covering all my insurance needs including one claim in the past, I thoroughly recommend this company and have only purchased their insurance for the last 8 years.

Helpful and informative StarStarStarStarStar
Trusted Customer - September 15, 2026 - Single Trip Travel Insurance

I used the chat function to query progress on a claim made recently. The assistance I received was very informative and helpful. I would highly recommend this company and will use again in the future for myself and my family's travel insurance.

Does what it says StarStarStarStarStar
Trusted Customer - September 15, 2026 - Single Trip Travel Insurance

Used them for year never had an issue

No complaints with purchase and policy. StarStarStarStarStar
Linda Perkins - September 15, 2026 - Single Trip Travel Insurance

So far so good: Policy was easy to purchase, has cover that we need and a competitive price. Also when there was a slight issue with the information I received very good customer service via the online chat and the problem was rectified promptly. I feel that a 5* review can only be given if a claim is necessary and this is dealt with appropriately but hopefully this won't be necessary for me!

Great customer service StarStarStarStarStar
Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

Very helpful customer service - Spencer

Very helpful StarStarStarStarStar
Sally Mace - September 13, 2026 - Annual Multi-Trip Travel Insurance

Excellent service very helpful and explained everything very well. Went through medical screening on renewal making sure everything was correct. Gave me an authorization code for the policy in case anyone else needed to speak to them on my behalf.

Holiday insurance StarStarStarStarStar
Andrew Cosgrove - September 13, 2026 - Single Trip Travel Insurance

Easy website to use used them before and they have given me very good service. For thr price srrms like good insurence

knowledgeable, professional and friendly. StarStarStarStarStar
David Madill - September 11, 2026 - Single Trip Travel Insurance

I have just had a call with Diexter in the Cedartree sales and support office team, and wanted to pass on positive feedback as he was very knowledgeable, professional and friendly, quickly resolving my issue with downloading policy documents.

StarStarStarStarStar
Trusted Customer - September 10, 2026 - Annual Multi-Trip Travel Insurance

Very easy to understand great price

Over
10 MILLION
insured

Introducing

TravelMate©

Bringing us with you has never been easier!

We've compressed everything that's unique about Cedar Tree into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store