Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Excellent Customer Service StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

I have been very impressed with the service I have received to date from Cedar Tree Insurance> I dealt with Libby, who was very informative and helpful.

Good overall service StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

Great value for money

StarStarStarStarStar
Stephen Beacham - July 1, 2025 - Annual Multi-Trip Travel Insurance

Good service easy to use with affordable cover

Policy Amendment StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

Spoke very quickly to a real person over the telephone (not an automated system) and the changes I needed were made to my existing policy very swiftly. The individual who dealt with me was attentive and helpful.

Efficient Effective telephone support StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

CEDAR TREE INSURANCE have an easy to use website - but this time after my own error on website I called customer service who were polite and efficient - they resolved my mistake and completed the insurance cover for me. Also got a very good price compared to airline added insurance price, glad I didn't tick that option!...

Excellent service from Nicky StarStarStarStarStar
KELLY y - July 1, 2025 - Single Trip Travel Insurance

Nicky was so helpful & friendly. She was quick & explained everything. Really great customer service provided😊

Seamless renewal StarStarStarStarStar
Trusted Customer - July 1, 2025 - Annual Multi-Trip Travel Insurance

Bradley was extremely helpful in sorting out my renewal which wasn't just a straight forward renewal. He was very knowledgeable and pointed me in the direction of the app and loyalty club.

Great service StarStarStarStarStar
Jo Stanford - July 1, 2025 - Single Trip Travel Insurance

I thought Nicky was lovely. I’ve been in the phone to the hospital today and I’ve found the operators rude & unhelpful. So when I called to sort out my policy and was put through to Nicky I was so relieved to talk to someone who’s friendly and professional. Great service Nicky Thankyou

Great customer service StarStarStarStarStar
Trusted Customer - June 30, 2025 - Annual Multi-Trip Travel Insurance

Nikki was very helpful and answered all my questions

Decent cover and good price StarStarStarStarStar
Debra Greenwood - June 30, 2025 - Annual Multi-Trip Travel Insurance

Way to use, good quote with good price

StarStarStarStarStar
Trusted Customer - June 30, 2025 - Annual Multi-Trip Travel Insurance

Reasonably helpful.

Travel insurance StarStarStarStarStar
Trusted Customer - June 29, 2025 - Single Trip Travel Insurance

Very easy to do Explains everything Reasonable price

Good value StarStarStarStarStar
Gareth - June 29, 2025 - Annual Multi-Trip Travel Insurance

Easy to use website. Good value. Auto renewal sends a reminder. This means we don’t have to remember!

Holiday insurance StarStarStarStarStar
Trusted Customer - June 29, 2025 - Single Trip Travel Insurance

Easy to complete, email of policy easy to read.

StarStarStarStarStar
Trusted Customer - June 29, 2025 - Single Trip Travel Insurance

Easy and straightforward and all important bits easily explained.

StarStarStarStarStar
Trusted Customer - June 29, 2025 - Single Trip Travel Insurance

Very easy to set up - price good

Easy Peasy Lemon Squeeze StarStarStarStarStar
Tracey Hickman - June 29, 2025 - Single Trip Travel Insurance

Very easy to navigate and enter everything that was required.

Great StarStarStarStarStar
Trusted Customer - June 28, 2025 - Single Trip Travel Insurance

We didn’t need to claim however we got an email of emergency contact numbers before we left then another when we got back asking if we needed to make a claim. Great service

StarStarStarStarStar
Trusted Customer - June 28, 2025 - Single Trip Travel Insurance

The service was very good

cheapest quote easy to sort out StarStarStarStarStar
james lowe - June 27, 2025 - Single Trip Travel Insurance

Good the cheapest quote

Over
10 MILLION
insured

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