Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Great service StarStarStarStarStar
Michelle Molloy - June 18, 2025 - Annual Multi-Trip Travel Insurance

Nicky was very helpful , making sure all my medical history was up to date and updating our policy for future vacations

StarStarStarStarStar
Amanda Whitelock - June 17, 2025 - Single Trip Travel Insurance

When I had to change my husband’s date of birth (my fault) on our holiday insurance I sent an email to customer service to ask them to change it they kept me informed and it was all sorted very quickly

Speedy and accurate help StarStarStarStarStar
Rebecca Brock - June 17, 2025 - Single Trip Travel Insurance

Claims handler was very helpful and put me at ease She added my medical update and was very friendly and helped straight away

change of details. StarStarStarStarStar
Paul Good - June 17, 2025 - Annual Multi-Trip Travel Insurance

very attentive and listened to the issues that I raised and they were resolved quickly whilst we chatted.

Great service. StarStarStarStarStar
Andrew Fleming - June 17, 2025 - Annual Multi-Trip Travel Insurance

Great service. Phone call answered quickly. Spencer was very knowlegable.

Thumbs Up for Motorcyclists using Cedar Tree StarStarStarStarStar
Garry Deadman - June 17, 2025 - Single Trip Travel Insurance

As always, very competitive and comprehensive cover that does not unduly penalise pre-existing conditions. As a motorcyclist, their cover is excellent for touring the EU. It is not restricted to motorcycles under 125cc. So, for me it is perfect and my loyalty rewards mean each trip is cheaper. Thumbs up Cedar Tree.

Review of my policy StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

Nicky, the consultant who answered my call, was patient, knowledgeable and very efficient. She gave me the information I needed and sorted an issue I had with a card payment while I was on the call with her. I feel confident with my policy and with this level of service, I would definitely recommend this company.

StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

Very helpful, answered my question quickly and sent it to me on email as requested

Short StarStarStarStarStar
Tim Burberry - June 16, 2025 - Single Trip Travel Insurance

Always use Cedar Tree…!

Holiday insurance StarStarStarStarStar
Trusted Customer - June 16, 2025 - Single Trip Travel Insurance

Great service at good prices didn't have to wait long for you to get back to me thank you for all your help

Easy & covers horse riding StarStarStarStarStar
Trusted Customer - June 16, 2025 - Single Trip Travel Insurance

Excellent, v straightforward and covers me for horse riding abroad

Really easy to use StarStarStarStarStar
Trusted Customer - June 16, 2025 - Single Trip Travel Insurance

Absolutely amazing service today straightforward and didn’t take very long. The person I spoke to was easy to understand and knowledgeable.

Good experience StarStarStarStarStar
Trusted Customer - June 15, 2025 - Single Trip Travel Insurance

Very good price. Good information. Easy to purchase online.

Worldwide Cover incl. Cruise StarStarStarStarStar
Philip Long - June 15, 2025 - Annual Multi-Trip Travel Insurance

Renewal, straightforward, clear explanations reasonable costs and pre-existing medical conditions - goto travel insurance for the last 6 years

StarStarStarStarStar
Donna Williams - June 14, 2025 - Single Trip Travel Insurance

Hassle free good service

StarStarStarStarStar
Trusted Customer - June 14, 2025 - Single Trip Travel Insurance

Good price, and free to enter competitions

Change of circumstances StarStarStarStarStar
Trusted Customer - June 14, 2025 - Single Trip Travel Insurance

I had to contact my travel insurance due to a change in health status, Bradley whom I spoke to was very helpful and made the appropriate changes with no problem. He also advised me on future insurance deals so thank you

Good service StarStarStarStarStar
Trusted Customer - June 14, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very helpful. Explains everything.

Fantastic service StarStarStarStarStar
derek stark - June 13, 2025 - Single Trip Travel Insurance

Fantastic company very easy to book your holiday insurance with very helpful over the phone

Over
10 MILLION
insured

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