Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.56*

Standard price

£11.65*

Best loyalty price**

Avis logo

£228.22

Europcar logo

£233.50

Sixt logo

£391.85

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Resent documents StarStarStarStarStar
Trusted Customer - September 3, 2025 - Single Trip Travel Insurance

I needed documents resent to me as lost the email and reference. Nicky sorted this for me promptly and politely and call was done in less than 5 minutes. Documents have been received by me as requested.

Great service for Travel Insurance StarStarStarStarStar
Trusted Customer - September 2, 2025 - Single Trip Travel Insurance

Easy to use Website . Good choice of products . My go-to site for travel insurance . Great prices and excellent levels of cover .

Straight forward. StarStarStarStarStar
Trusted Customer - September 2, 2025 - Annual Multi-Trip Travel Insurance

Easy to use. Good price. Got what I need

As positive ascslways StarStarStarStarStar
Edward Pitman - September 2, 2025 - Annual Multi-Trip Travel Insurance

Simple straight forward and pleasant, thanks

Cedar Tree Insurance StarStarStarStarStar
ALISON DAVIES - September 2, 2025 - Single Trip Travel Insurance

Had to phone to declare a new medical condition and a change of destination. All changes were completed in under 5 minutes and the phone call was answered immediately. Very professionally handled. I have used Cedar tree many times and have never had any problems

Update StarStarStarStarStar
Ian Austin - September 2, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and friendly

Policy amendments StarStarStarStarStar
Trusted Customer - September 2, 2025 - Annual Multi-Trip Travel Insurance

Quick and easy to amend my policy...

Couldn't be better StarStarStarStarStar
Trusted Customer - September 2, 2025 - Annual Multi-Trip Travel Insurance

My call was answered immediately. The person I spoke to was helpful, friendly and understanding. I wish all customer service experiences were like this. Thank you

StarStarStarStarStar
Anthony Grundy - September 1, 2025 - Single Trip Travel Insurance

Straightforward and easy to fill form will reccomend to family and friends .

Talk to a real person! StarStarStarStarStar
Trusted Customer - September 1, 2025 - Annual Multi-Trip Travel Insurance

Very easy to deal with, no queue, straight through to a real person who was knowledgeable and friendly

Cedartree insurance at the top of my list StarStarStarStarStar
Adrian Cocker - September 1, 2025 - Single Trip Travel Insurance

Cedartree's insurance site is a logical exemplar and easy to navigate. Finding the insurance cover I need and the choices I can choose from, understanding the information I have to provide, and then applying for that cover is very straight forward.

StarStarStarStarStar
Trusted Customer - August 31, 2025 - Single Trip Travel Insurance

Easy an efficient. Good price

Travel Insurance made easy StarStarStarStarStar
Trusted Customer - August 30, 2025 - Single Trip Travel Insurance

Simple easy to use website.

Excellent customer service StarStarStarStarStar
Mary Jennings - August 30, 2025 - Annual Multi-Trip Travel Insurance

I telephoned to add a trip to my annual policy, Anca was excellent, so helpful and a pleasure to deal with. Thank you Anca excellent customer service provided

Updated Policy StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Easy

Would recommend StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Received excellent service after having to change our policy as our travel company cancelled our holiday so we needed to change the dates for our new holiday. Thanks Charlie

Excellent service StarStarStarStarStar
Geraldine Crainie - August 29, 2025 - Single Trip Travel Insurance

Straight forward no hassle

StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Quick and easy software.

Great service StarStarStarStarStar
Claire Evans - August 29, 2025 - Single Trip Travel Insurance

Nicky was very helpful and polite. She quickly understood the reason for my call and sorted my problem efficiently. Thank you.

Query Insurance StarStarStarStarStar
carrie-ann hill - August 29, 2025 - Annual Multi-Trip Travel Insurance

Called from a query on my holiday insurance my caller was spencer, he was pleasant and very professional.

Over
10 MILLION
insured

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