Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 8,000 customer reviews

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.34*

Standard price

£11.47*

Best loyalty price**

Avis logo

£309.68

Europcar logo

£341.88

Sixt logo

£173.04

Enterprise logo

£276.15

What's included

Cedar Tree

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Holiday stuff StarStarStarStarStar
Trusted Customer - September 5, 2026 - Single Trip Travel Insurance

Easy to understand and use

Super Friendly StarStarStarStarStar
Trusted Customer - September 4, 2026 - Annual Multi-Trip Travel Insurance

I got through to a telephone rep really quick who was super friendly and helpful. Bradley was patient and explained everything really well to make sure I understood the changes being made to my policy.

Fantastic Service StarStarStarStarStar
Emma - September 4, 2026 - Annual Multi-Trip Travel Insurance

Grace was friendly and professional, and carried out my request with ease and clarity. She was wonderful to deal with.

Travelling to Italy StarStarStarStarStar
David - September 4, 2026 - Single Trip Travel Insurance

Covered the essentials and at a very reasonable price. As I have medical conditions I assumed the cost of the insurance would be much higher, so the quote was very pleasing.

2027 Holiday StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

Easy to use with clear terminology. Just hope i don't have to use it.

Great experience all around StarStarStarStarStar
Elisha Perry - September 3, 2026 - Single Trip Travel Insurance

Input wrong dog for my partner on the travel insurance, emailed about the error, got changed straight away with no extra charge! Very efficient and affordable

StarStarStarStarStar
Trusted Customer - September 2, 2026 - Single Trip Travel Insurance

Very helpful staff , had an error on policy sorted it out so quickly. Hassle free . Would definitely recommend

StarStarStarStarStar
Trusted Customer - September 2, 2026 - Single Trip Travel Insurance

Answered telephone quickly and was very helpful.

StarStarStarStarStar
Darren Ryn - September 2, 2026 - Single Trip Travel Insurance

Easy and efficient

Most helpful, thankyou StarStarStarStarStar
Trusted Customer - September 1, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and patient, thankyou.

Competitive price StarStarStarStarStar
Trusted Customer - September 1, 2026 - Single Trip Travel Insurance

A really competitive price covering lots of pre existing medical conditions. Seems to offer a good standard and level of cover. All policy documents received quickly by email and seem to be very thorough

StarStarStarStarStar
Trusted Customer - September 1, 2026 - Annual Multi-Trip Travel Insurance

Stressful quick and easy

Claim following bereavement. StarStarStarStarStar
Laura - August 28, 2026 - Single Trip Travel Insurance

Following the bereavement on my Mother in Law my husband and our family had to cancel our holiday. The team were very helpful when I had issues completing the claim online. They explained everything that was needed and when asking for further information made it clear what they were asking. The claim was resolved within three/four weeks and was completely stress free which given the circumstances was greatly appreciated.

Helpful service StarStarStarStarStar
Trusted Customer - August 28, 2026 - Annual Multi-Trip Travel Insurance

Very helpful service from Charlie. He explained the process he needed to follow and what my answers meant for my policy. He was friendly and professional at all times.

StarStarStarStarStar
Trusted Customer - August 28, 2026 - Single Trip Travel Insurance

Very friendly, and a quick process to up date my medical history.

Great StarStarStarStarStar
Trusted Customer - August 27, 2026 - Single Trip Travel Insurance

Great insurance company very easy to deal with no problems so far. Used them for a few years now.

StarStarStarStarStar
Michael Morris - August 27, 2026 - Single Trip Travel Insurance

ok

Great service StarStarStarStarStar
Debra Allgood - August 24, 2026 - Single Trip Travel Insurance

Lovely young man helped me with updating my policy im been treated for muscle pain,in my back and reassured me about everything

Good price StarStarStarStarStar
Mettleton Cassandra - August 22, 2026 - Single Trip Travel Insurance

Good price and have used them before

Grace StarStarStarStarStar
Trusted Customer - August 21, 2026 - Annual Multi-Trip Travel Insurance

Grace was attentive and easy to work with. Got to my query quickly so I could get on with my day. Thanks.

Over
10 MILLION
insured

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