Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 8,000 customer reviews

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.34*

Standard price

£11.47*

Best loyalty price**

Avis logo

£309.68

Europcar logo

£341.88

Sixt logo

£173.04

Enterprise logo

£276.15

What's included

Cedar Tree

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Great value & clear communication StarStarStarStarStar
Jodie Ritchie - August 8, 2026 - Annual Multi-Trip Travel Insurance

Website clear and questions logical & understandable. Got a good price & were different levels to choose from, which was good. Clear communication and online portal seems good too

Great customer service StarStarStarStarStar
Trusted Customer - August 7, 2026 - Single Trip Travel Insurance

Great service. Polite, professional and friendly. Query sorted with no fuss. Thankyou.

Great Insurance Provision StarStarStarStarStar
Trusted Customer - August 6, 2026 - Single Trip Travel Insurance

Service and company are great… The only feedback I can provide is that it would be really useful if your medical declarations could be pulled across from previous quotes/policies with the option to amend where necessary, which would save you having to re enter them, as you are expected to cover everything over the last five years this can lead to a lot of manual re-entry of conditions. Other than that I can’t fault the quote process and I have in the past had to speak to an advisor, it’s always really easy to contact someone over the phone if required. I won’t use anyone else for my travel insurance now…

StarStarStarStarStar
Trusted Customer - August 5, 2026 - Single Trip Travel Insurance

Cheap and more to insurance travel extra benefits

Brilliant StarStarStarStarStar
sharon bright - August 5, 2026 - Single Trip Travel Insurance

Was excellent service.

Excellent Service StarStarStarStarStar
Andrew Garner - August 4, 2026 - Annual Multi-Trip Travel Insurance

Excellent service from Charlie. I would recommend both him and Cedar Tree very highly!

StarStarStarStarStar
Trusted Customer - August 4, 2026 - Annual Multi-Trip Travel Insurance

Grace was fantastic help and informative, I have had a holiday accommodation booking cancelled ( all sorted now) and was worried I may have to cancel full holiday Grace reassured me Cedar was there to help and provided much needed information re my holiday insurance policy

Excellent service as always StarStarStarStarStar
Amanda Barron - August 3, 2026 - Annual Multi-Trip Travel Insurance

Excellent. My call was answered straight away. Libby was very helpful, answered my questions and updated my policy for me.

Good user friendly service StarStarStarStarStar
Ghafrana Hussain - August 2, 2026 - Single Trip Travel Insurance

Straight forward to book holiday insurance, only took a few minutes. I received email promptly following payment, with all the necessary doucuments and information.

Great Service StarStarStarStarStar
Trusted Customer - August 2, 2026 - Single Trip Travel Insurance

Good value for money travel insurance. Easy to navigate website. Highly recommend.

StarStarStarStarStar
Trusted Customer - July 31, 2026 - Single Trip Travel Insurance

Y

Great StarStarStarStarStar
Trusted Customer - July 30, 2026 - Annual Multi-Trip Travel Insurance

Good price, great medical cover, easy to arrange. Telephone staff polite and helpful.

Fast and reliable StarStarStarStarStar
Pauline Arthur - July 30, 2026 - Single Trip Travel Insurance

Fast reliable service would be happy to use again in the future

Signing up with Cedar Tree Insurance. StarStarStarStarStar
Trusted Customer - July 30, 2026 - Single Trip Travel Insurance

All very easy to set up and I immediately felt assured that i/we are covered for our visit to Belgium. Excellent confirmation of our coverage laid out in a simple easy to read manner .

Problem solved StarStarStarStarStar
Angela Wareing - July 29, 2026 - Single Trip Travel Insurance

Polite, cheerful and efficient. The agent sorted out a problem caused by the confused.com website, which refused to include more than one country in the quote. Both countries were quickly included for no extra charge.

StarStarStarStarStar
Trusted Customer - July 29, 2026 - Single Trip Travel Insurance

Easy to navigate and purchase. Highly recommend.

Excellent service StarStarStarStarStar
Trusted Customer - July 29, 2026 - Annual Multi-Trip Travel Insurance

Christian was very helpful and patient as im hard of hearing. Was able to quote for singular trips and annual insurance worked out better price. Thank you

StarStarStarStarStar
Trusted Customer - July 29, 2026 - Single Trip Travel Insurance

Excellent service and customer support . Charlie wa very helpful.

A professional company StarStarStarStarStar
Emma - July 28, 2026 - Annual Multi-Trip Travel Insurance

Christian was polite and thorough. He was knowledgeable. I'm glad I'm back with Cedartree

Travel insurance StarStarStarStarStar
Sally Mckeown - July 28, 2026 - Single Trip Travel Insurance

Good value for money

Over
10 MILLION
insured

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