Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 8,000 customer reviews

Rewarding Loyalty

Unique loyalty scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.34*

Standard price

£11.47*

Best loyalty price**

Avis logo

£309.68

Europcar logo

£341.88

Sixt logo

£173.04

Enterprise logo

£276.15

What's included

Cedar Tree

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

Exclusive customer benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access Cedar Tree Plus

So what makes Cedar Tree Plus special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Claim following bereavement. StarStarStarStarStar
Laura - August 28, 2026 - Single Trip Travel Insurance

Following the bereavement on my Mother in Law my husband and our family had to cancel our holiday. The team were very helpful when I had issues completing the claim online. They explained everything that was needed and when asking for further information made it clear what they were asking. The claim was resolved within three/four weeks and was completely stress free which given the circumstances was greatly appreciated.

Helpful service StarStarStarStarStar
Trusted Customer - August 28, 2026 - Annual Multi-Trip Travel Insurance

Very helpful service from Charlie. He explained the process he needed to follow and what my answers meant for my policy. He was friendly and professional at all times.

StarStarStarStarStar
Trusted Customer - August 28, 2026 - Single Trip Travel Insurance

Very friendly, and a quick process to up date my medical history.

Great StarStarStarStarStar
Trusted Customer - August 27, 2026 - Single Trip Travel Insurance

Great insurance company very easy to deal with no problems so far. Used them for a few years now.

StarStarStarStarStar
Michael Morris - August 27, 2026 - Single Trip Travel Insurance

ok

Great service StarStarStarStarStar
Debra Allgood - August 24, 2026 - Single Trip Travel Insurance

Lovely young man helped me with updating my policy im been treated for muscle pain,in my back and reassured me about everything

Good price StarStarStarStarStar
Mettleton Cassandra - August 22, 2026 - Single Trip Travel Insurance

Good price and have used them before

Grace StarStarStarStarStar
Trusted Customer - August 21, 2026 - Annual Multi-Trip Travel Insurance

Grace was attentive and easy to work with. Got to my query quickly so I could get on with my day. Thanks.

Cover StarStarStarStarStar
Trusted Customer - August 20, 2026 - Single Trip Travel Insurance

Good prices. Excellent cover for price.

Extra perks StarStarStarStarStar
Trusted Customer - August 18, 2026 - Single Trip Travel Insurance

Loved the free e-sim thank you!

StarStarStarStarStar
Trusted Customer - August 14, 2026 - Annual Multi-Trip Travel Insurance

All good

StarStarStarStarStar
Trusted Customer - August 14, 2026 - Single Trip Travel Insurance

Quick and efficient

StarStarStarStarStar
Trusted Customer - August 13, 2026 - Single Trip Travel Insurance

Very easy to see what you have and haven't got easy to make changes aswell Well done

StarStarStarStarStar
Rachel Chivers - August 13, 2026 - Single Trip Travel Insurance

Really good, good communication, helpful

Sorrento Travel Cover 1 Off StarStarStarStarStar
Trusted Customer - August 12, 2026 - Single Trip Travel Insurance

Easy to sort and explained at each point through the process. Great cover at a reasonable price. Would use again.

Quick and easy StarStarStarStarStar
Helen Green - August 11, 2026 - Single Trip Travel Insurance

Quick and easy

StarStarStarStarStar
Julie Anderton - August 11, 2026 - Single Trip Travel Insurance

Have had yet again got a great deal with cedar tree for our holiday. Nicely priced and what we need in cover... Also having used them before we get a text to wish us a happy holiday and 1 when we get back hoping we had a great holiday and the claim line number in case we hadn't!!! .and they give away great prices on the website.. haven't won anything yet but you never know ☺️

Excellent StarStarStarStarStar
Nader Sadeghi - August 11, 2026 - Single Trip Travel Insurance

Extremely satisfied with the service from Cedar Tree Insurance. The website was easy to navigate, clear policy options were provided without any hidden hassle, and everything was completed in just a few minutes. Great peace of mind!

Great insurance StarStarStarStarStar
Trusted Customer - August 11, 2026 - Single Trip Travel Insurance

Great cover with a policy that meets all our medical needs reasonably priced with great terms and conditions

Second time using cedar tree StarStarStarStarStar
Trusted Customer - August 11, 2026 - Single Trip Travel Insurance

Good value easy to use website.

Over
10 MILLION
insured

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