Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for mis-fuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes tyres, windshield and undercarriage
Over 10 million insured
Over 5,000 Trustpilot reviews
Unique loyalty club scheme
Loyal customers always pay less
Defaqto 5-star rating (expert rated)
Standard price
Best loyalty price**
Cedar Tree
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Max days (per trip)
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Standard price
Best loyalty price**
8 days
8 days
8 days
Optional
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.
For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
Worldwide cover for up to 62 days per rental.
Cover up to two main drivers who can independently travel and hire a car.
Named drivers can drive any hire car rented by a main driver and receive full coverage.
Exclusive member benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
Access the Cedar Tree ClubSo what makes Cedar Tree Club special?
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Reviews
Diexter was thorough, informative and very patient. Thank you.
Easy to arrange and immediate deliver of documents via email.
This is the 2nd time we’ve used Cedar Tree, we have found them extremely helpful. Spencer was outstanding as I couldn’t make my payment on line. We went through everything again making sure everything was covered before I made my payment. 1st class service Spencer
This is the third holiday insurance cover I have taken via Cedar Tree. Great communication and competitive quotes.
First class, very understanding and courteous
Excellent, timely support, which resolved my issue at the first attempt - thank you.
We renewed our travel insurance for a 2nd year as we are happy with the level of insurance provided. Susie talked us through the questions and we were happy with the service. Friendly staff easy to talk to. Would use again.
Giovanna helped me take out my travel insurance policy today, and I was so happy to speak to someone so kind and patient, especially as the process can be long and complicated. I have lots of medical conditions and she helped me ensure I got the appropriate level of cover to meet my needs.
They were so helpful. Stayed on the phone with me whilst I went through everything online. Really friendly.
My call was answered very quickly and my query was dealt with efficiently. The whole process was very easy and the person I spoke to in customer service was helpful and polite. Excellent overall service
Easy to get quote and policy, various options. Cedar Tree always been reliable for good cost policies, have used a few times.
Easy to navigate website and apply on-line. All documentation were available quickly and easy to download. Appreciated reminders through email and text ... communication was great throughout.
Easy application process, reliable, easy print outs. Bonus of the QR codes to put in your suitcase in case your luggage goes missing. I have not seen this before and it is a brilliant idea!
Susie was super helpful today and really plot on the phone also gave me some information about downloading the app which would make being abroad a lot easier and also offers going forward super helpful in five stars from me
Excellent price, clear and easy to use website. Have used this company previously.
Very pleasant, helpful lady . Easy and quick answer for all my questions also helped me to make changes to my policy .
Very helpful.. and patient & friendly advisor. Explained everything clearly with regards to my travel insurance and nothing was a bother
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