Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.56*

Standard price

£11.65*

Best loyalty price**

Avis logo

£228.22

Europcar logo

£233.50

Sixt logo

£391.85

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Existing medical condition StarStarStarStarStar
Trusted Customer - August 13, 2025 - Single Trip Travel Insurance

Excellent value covering existing medical condition

Phone call - helpful with updating my policy StarStarStarStarStar
Trusted Customer - August 13, 2025 - Single Trip Travel Insurance

Christian was really helpful when I was updating my policy and patiently went through each part of the insurance. Thanks

travel insurance StarStarStarStarStar
Trusted Customer - August 13, 2025 - Annual Multi-Trip Travel Insurance

very friendly and efficient service. they where fantastic when i had an accident abroad would not use any other company.

Book with Confidence that you will be satisfied with the service StarStarStarStarStar
Mary Walker - August 13, 2025 - Annual Multi-Trip Travel Insurance

The service was friendly, informative and quick!! Susie understood exactly what I required and was knowledgeable in implementing it. Susie was also personable and easy to engage with.

Easy to understand policy and great reputation StarStarStarStarStar
Jonathan D'Souza-Eva - August 12, 2025 - Annual Multi-Trip Travel Insurance

The policy is simple to understand, which I appreciate. I haven't yet had to make a claim but there reputation is very good and I hope that if that day ever comes it will be a painless process!

General inquiry handled well StarStarStarStarStar
Edward Pitman - August 12, 2025 - Annual Multi-Trip Travel Insurance

Very friendly advice from Dexter. Provided additional detail and was very reassuring.

Smooth online purchase of travel insurance. StarStarStarStarStar
Trusted Customer - August 12, 2025 - Single Trip Travel Insurance

Smooth online purchasing of travel insurance. Hopefully, there won't be any need to make a claim. I can only comment on that if I need to use them.

Excellant Customer Advisor StarStarStarStarStar
Keith Shearer - August 12, 2025 - Annual Multi-Trip Travel Insurance

Spoke to Christian very proffesional in his approach. Very patient. Excellant telephone manner

Helpful satisfactory service StarStarStarStarStar
Trusted Customer - August 12, 2025 - Single Trip Travel Insurance

The service was polite, professional and helpful

StarStarStarStarStar
Molly - August 12, 2025 - Single Trip Travel Insurance

Christian was great!

Helpful customer service StarStarStarStarStar
Trusted Customer - August 12, 2025 - Annual Multi-Trip Travel Insurance

Needed to contact them to clarify my policy and Christian was super helpful and responsive. Thank you.

StarStarStarStarStar
Trusted Customer - August 11, 2025 - Single Trip Travel Insurance

I quickly needed to get a basic travel insurance cover and when I selected Cedar Tree, the process was so quick and easy. So glad I chose Cedar Tree Insurance.

Excellent staff on phone StarStarStarStarStar
Trusted Customer - August 11, 2025 - Single Trip Travel Insurance

Your staff member Christian was very helpful and took the time to ensure accuracy and understanding or the policy cover

Great StarStarStarStarStar
Stevosvi - August 9, 2025 - Single Trip Travel Insurance

Was very quick and easy. Not much more to say

Great value and service from Cedar Tree Insurance. StarStarStarStarStar
Mal - August 9, 2025 - Single Trip Travel Insurance

Very impressed with Cedar Tree Insurance. I needed a family travel insurance for a holiday, some quotes were very high as a result of medical issues but Cedar Tree's quote was very reasonable. After taking out the insurance we received all the documents immediately via email. On my return from the holiday, Cedar Tree contacted me with a welcome home email along with details of how to submit any claims. Thankfully we did not need to make a claim but it is reassuring to know that if required, help and guidance is offered and available.

Good price and easy to follow StarStarStarStarStar
Trusted Customer - August 8, 2025 - Single Trip Travel Insurance

Easy to understand. Liked receiving the separate emails

Great service StarStarStarStarStar
Trusted Customer - August 8, 2025 - Single Trip Travel Insurance

Exceptional service, very understanding and patient

Efficient, friendly and productive. StarStarStarStarStar
Trusted Customer - August 8, 2025 - Single Trip Travel Insurance

Great customer service trying to make a small amendment to an existing policy. And Free!! No admin charge. What a refreshing change from other insurance companies.

Change of dates StarStarStarStarStar
Trusted Customer - August 8, 2025 - Single Trip Travel Insurance

Christian handled my query quickly, pressionally, and i am very happy to give him a 5/5 star review.

Over
10 MILLION
insured

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