Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£14.56*

Standard price

£11.65*

Best loyalty price**

Avis logo

£228.22

Europcar logo

£233.50

Sixt logo

£391.85

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Good personal service StarStarStarStarStar
Trusted Customer - October 17, 2025 - Annual Multi-Trip Travel Insurance

Diexter was thorough, informative and very patient. Thank you.

Quick and easy to do StarStarStarStarStar
Lynne Reilly - October 17, 2025 - Single Trip Travel Insurance

Easy to arrange and immediate deliver of documents via email.

StarStarStarStarStar
Trusted Customer - October 16, 2025 - Single Trip Travel Insurance

Great service

StarStarStarStarStar
Trusted Customer - October 16, 2025 - Single Trip Travel Insurance

This is the 2nd time we’ve used Cedar Tree, we have found them extremely helpful. Spencer was outstanding as I couldn’t make my payment on line. We went through everything again making sure everything was covered before I made my payment. 1st class service Spencer

Recommend StarStarStarStarStar
Trusted Customer - October 15, 2025 - Single Trip Travel Insurance

This is the third holiday insurance cover I have taken via Cedar Tree. Great communication and competitive quotes.

Update StarStarStarStarStar
Trusted Customer - October 15, 2025 - Annual Multi-Trip Travel Insurance

First class, very understanding and courteous

Great Service! StarStarStarStarStar
Trusted Customer - October 14, 2025 - Annual Multi-Trip Travel Insurance

Excellent, timely support, which resolved my issue at the first attempt - thank you.

Happy with Travel insurance StarStarStarStarStar
Trusted Customer - October 14, 2025 - Annual Multi-Trip Travel Insurance

We renewed our travel insurance for a 2nd year as we are happy with the level of insurance provided. Susie talked us through the questions and we were happy with the service. Friendly staff easy to talk to. Would use again.

Helpful and friendly call handler: Giovanna! StarStarStarStarStar
Chelsea - October 13, 2025 - Single Trip Travel Insurance

Giovanna helped me take out my travel insurance policy today, and I was so happy to speak to someone so kind and patient, especially as the process can be long and complicated. I have lots of medical conditions and she helped me ensure I got the appropriate level of cover to meet my needs.

Very helpful StarStarStarStarStar
Trusted Customer - October 13, 2025 - Single Trip Travel Insurance

They were so helpful. Stayed on the phone with me whilst I went through everything online. Really friendly.

Excellent service StarStarStarStarStar
Trusted Customer - October 13, 2025 - Annual Multi-Trip Travel Insurance

My call was answered very quickly and my query was dealt with efficiently. The whole process was very easy and the person I spoke to in customer service was helpful and polite. Excellent overall service

Good, quick and easy StarStarStarStarStar
Trusted Customer - October 12, 2025 - Single Trip Travel Insurance

Easy to get quote and policy, various options. Cedar Tree always been reliable for good cost policies, have used a few times.

StarStarStarStarStar
John Devine - October 12, 2025 - Single Trip Travel Insurance

Easy to use and good prices

Would highly recommend!! StarStarStarStarStar
Elaine Hartley - October 10, 2025 - Single Trip Travel Insurance

Easy to navigate website and apply on-line. All documentation were available quickly and easy to download. Appreciated reminders through email and text ... communication was great throughout.

Reliable & Easy Service StarStarStarStarStar
Hollie Medley - October 10, 2025 - Single Trip Travel Insurance

Easy application process, reliable, easy print outs. Bonus of the QR codes to put in your suitcase in case your luggage goes missing. I have not seen this before and it is a brilliant idea!

Susie was a star StarStarStarStarStar
Coral Pike - October 9, 2025 - Single Trip Travel Insurance

Susie was super helpful today and really plot on the phone also gave me some information about downloading the app which would make being abroad a lot easier and also offers going forward super helpful in five stars from me

Great value StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Excellent price, clear and easy to use website. Have used this company previously.

Changes to policy StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Very pleasant, helpful lady . Easy and quick answer for all my questions also helped me to make changes to my policy .

Friendly StarStarStarStarStar
Louise Doyle - October 7, 2025 - Single Trip Travel Insurance

Very helpful.. and patient & friendly advisor. Explained everything clearly with regards to my travel insurance and nothing was a bother

Over
10 MILLION
insured

Introducing

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