Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 damage and theft cover per policy

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 8 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo


Standard price


Best loyalty price**

Avis logo


Europcar logo


Sixt logo


What's included

Cedar Tree





Tyre & Windscreen

Personal Possessions

Lock Out

Breakdown Recovery

Theft of Vehicle

* Our car hire excess insurance comparison is updated regularly. This table was last updated on the 4th June 2021 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 1st to the 8th October 2021 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.


Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.


Main Drivers

Cover up to two main drivers who can independently travel and hire a car.


Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

Why choose us

At Cedar Tree, we are proud to be able to offer you award-winning, 5-star rated insurance that is flexible for your needs.



About us Contact us
Cedar Tree Club

Exclusive member benefits for policy holders

Free to join for policy holders

no expiry on your membership

Access rewards and discounts

from ODEON, Gousto, Holiday Extras & more

Save more on your insurance

every time you purchase, with up to 20% discount

Join our prize draws

for a chance to win holidays, events tickets & more

Already a policyholder?

Join the Club

Not a policyholder?

Get a quote