Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Easy to setup policy, peace of mind StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

The policy was simple to setup and the documentation emailed was detailed and concise, luckily there was no need to make any claim, thanks

Quick Service StarStarStarStarStar
Tracy Gilham - May 20, 2025 - Single Trip Travel Insurance

Simple and easy to obtain travel insurance

Easy to buy, good policy StarStarStarStarStar
Rhys Roberts - May 20, 2025 - Annual Multi-Trip Travel Insurance

Nice and easy, straightforward to buy, good policy and good level of cover.

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Easy to buy online

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

N/A

Good service easy process StarStarStarStarStar
zayd karim - May 20, 2025 - Single Trip Travel Insurance

Good service easy process

Very helpful StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Diexter was very informative thorough and helpful with my travel policy purchase and I would recommend cedar tree to anyone looking to buy travel insurance

Great service provided StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Member of staff listened. He was pleasant and the issue was rectified efficiently and effectively. Things were very well explained and the process was made simple. Other benefits of Cedar Tree and information about the App and membership were also given.

A class act in customer service StarStarStarStarStar
Nick - May 20, 2025 - Annual Multi-Trip Travel Insurance

Surprisingly thoughtful and flexible, a nice reminder of what professional customer service is like. Diexter’s calm and considered approach made a complex process go smoothly, even when technical hitches my end threatened to derail the final steps. A class act.

Jeremy Trathen StarStarStarStarStar
Jeremy Trathen - May 19, 2025 - Single Trip Travel Insurance

Very helpful and sorted out my query quickly

StarStarStarStarStar
Trusted Customer - May 19, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very knowledgeable about the cover relating to our policy and was able to give immediate advice to us and put our minds at ease - thank you

Great all round StarStarStarStarStar
Trusted Customer - May 19, 2025 - Single Trip Travel Insurance

Great communication and offers at a great price too! Highly recommended

Great service StarStarStarStarStar
Gursel Irfan - May 19, 2025 - Single Trip Travel Insurance

good service, quick, polite and efficient.

Big help with my travel insurance. StarStarStarStarStar
Trusted Customer - May 19, 2025 - Single Trip Travel Insurance

I spoke to Bradley this morning, and I have to say he was truly professional in his attitude towards his work and me. He sorted out the problem with completing my application for travel insurance. Thank you.

Good price StarStarStarStarStar
Trusted Customer - May 18, 2025 - Single Trip Travel Insurance

Good price, lots of information sent by email.

Great insurance StarStarStarStarStar
Sarah Bowerbank - May 17, 2025 - Single Trip Travel Insurance

Great service quick and easy and really cheap cover really happy

Good price StarStarStarStarStar
Trusted Customer - May 17, 2025 - Single Trip Travel Insurance

Very helpful easy to fill in. Good price will recommend to others.

Excellent!! StarStarStarStarStar
Trusted Customer - May 16, 2025 - Single Trip Travel Insurance

Excellent and professional service received, making it a swift and easy process

Very good StarStarStarStarStar
Trusted Customer - May 16, 2025 - Single Trip Travel Insurance

Very good and good price responsible

StarStarStarStarStar
Trusted Customer - May 16, 2025 - Single Trip Travel Insurance

n/a

Over
10 MILLION
insured

Introducing

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