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Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for mis-fuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes tyres, windshield and undercarriage
Over 10 million insured
Over 8,000 customer reviews
Unique loyalty scheme
Loyal customers always pay less
Defaqto 5-star rating (expert rated)
Standard price
Best loyalty price**
Cedar Tree
Avis
Europcar
Sixt
Enterprise
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
Max days (per trip)
Excess/Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
Standard price
Best loyalty price**
8 days
7 days
8 days
8 days
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Cedar Tree Plus members, in most cases Cedar Tree Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Unlimited trips for a year covering up to £7,500 of excess across the policy duration.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
Access Cedar Tree PlusSo what makes Cedar Tree Plus special?
Save up to 20% on your travel insurance
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Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place
Reviews
Easy to understand and use
I got through to a telephone rep really quick who was super friendly and helpful. Bradley was patient and explained everything really well to make sure I understood the changes being made to my policy.
Grace was friendly and professional, and carried out my request with ease and clarity. She was wonderful to deal with.
Covered the essentials and at a very reasonable price. As I have medical conditions I assumed the cost of the insurance would be much higher, so the quote was very pleasing.
Easy to use with clear terminology. Just hope i don't have to use it.
Input wrong dog for my partner on the travel insurance, emailed about the error, got changed straight away with no extra charge! Very efficient and affordable
Very helpful staff , had an error on policy sorted it out so quickly. Hassle free . Would definitely recommend
Answered telephone quickly and was very helpful.
Very helpful and patient, thankyou.
A really competitive price covering lots of pre existing medical conditions. Seems to offer a good standard and level of cover. All policy documents received quickly by email and seem to be very thorough
Following the bereavement on my Mother in Law my husband and our family had to cancel our holiday. The team were very helpful when I had issues completing the claim online. They explained everything that was needed and when asking for further information made it clear what they were asking. The claim was resolved within three/four weeks and was completely stress free which given the circumstances was greatly appreciated.
Very helpful service from Charlie. He explained the process he needed to follow and what my answers meant for my policy. He was friendly and professional at all times.
Very friendly, and a quick process to up date my medical history.
Great insurance company very easy to deal with no problems so far. Used them for a few years now.
Lovely young man helped me with updating my policy im been treated for muscle pain,in my back and reassured me about everything
Good price and have used them before
Grace was attentive and easy to work with. Got to my query quickly so I could get on with my day. Thanks.
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